Abstract—This paper critically analyses business transactions
that involve product costing methods that have been controversial
in the past and have continued to be so in the present.
An important factor is the advancement of modern technology
which has brought about new activities and responsibilities
which emerge on a daily basis. The controversy is regarding a
sale known to economists and Muslim jurists as the sale of
Murabahah. The analysis in this paper addresses the cost price
which the mark-up or profit will be based on. This cost price is
the most important pillar in this contract. The scholars categorized
what can or cannot be considered as the cost into three
categories which the paper will address as category 1, 2 and 3:
In category 1 the jurists agree by consensus that it should be
included in the cost, in category 2 they agree by consensus that
it should be excluded from the cost price where they all agree
with it to be excluded, and in category 3 where controversy lies.
The analysis in this paper focuses on the last category and aims
to clear the controversy. The differing opinions are critically
assessed using the primary sources of knowledge in Islam as
well as sound logical reasoning. The paper concludes with a
clear stand towards those doubtful affairs in relation to the
cost price of the item to be sold on Murabahah basis. The paper
then outlines recommendations on how Islamic Banks can
utilize and benefit from these types of businesses. Insha Allah
their implementation will facilitate achieving success in the
Islamic banking system in the future.
Index Terms—Murabahah, ribh, musawamah, cost price,
mark up.
Ibrahim Nuhu Tahir is with the Kulliyyah of Economic and
Management Science, Department of Economic, IIUM, Selangor, Malaysia
(e-mail: ibrahimnuhu@iium.edu.my).
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Cite: Ibrahim Nuhu Tahir, " The Actual Cost Price in Sale of Murabahah," International Journal of Social Science and Humanity vol. 6, no. 6, pp. 485-488, 2016.