Abstract—Shelter is a fundamental human need. Housing
plays an important role in people’s wellbeing, contributing to
the physical and mental health, education, employment and
security outcomes for individuals. Still, to date the major
challenge is housing issue particularly on the establishment of
adequate affordable livable home standards for the nation; and
failure to achieve that will lead to a housing stress. For that
reason, this study presents a research on issues related to
affordable housing among middle-income groups. It examines
on how certain issues of housing affordability affect societal well
being. The purpose is to present an overview of affordable
housing problem and to set out a series of options that should be
considered as part of a comprehensive “way in managing these
issues”. Data was gathered from fifty respondents, using
“housing issues questionnaires”. The accumulated data were
then analyzed; descriptive statistics were used to interpret these
issues. The findings indicated that three main housing issues
faced by middle-income groups are housing price, housing loan
and housing schemes’ policy. Hence, it is highly advisable to
address these issues to ensure the vast majority of the population
are affordable to own livable property and directly may enhance
the quality of life in Malaysia.
Index Terms—Affordable housing, housing among
middle-income group, housing issues, housing policy.
S. Baqutaya is with the University Technology Malaysia, Malaysia
(e-mail: shadiya.kl@utm.my).
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Cite: S. Baqutaya, A. S. Ariffin, and F. Raji, " Affordable Housing Policy: Issues and Challenges among Middle-Income Groups," International Journal of Social Science and Humanity vol. 6, no. 6, pp. 433-436, 2016.